The market is having fits again. But you can take advantage by locking in higher dividend yields for retirement.

It is such an important question- How much money do I need to retire? But not enough people ask it. Even they do ask the question, they are not using the proper tools and analysis to correctly answer this all-important question.

Many of us feel like we should save more money, but lack the will to do so. Perhaps the lure of free money can help with that.

Can I retire by the time I'm 60? I hear that question a lot in my line of work. Although for some people retiring before age 60 is impossible, many others can still legitimately ask this question.

No one can consistently predict where stocks will go in the short run, but everyone can predict, with reasonable confidence, where stocks will go in the long run: Up. If your time horizon is long enough, you can be reasonably confident (though of course not 100% sure) that a diversified portfolio of stocks will make money.